Choosing the right real estate agent can be one of the most difficult steps to buying a home successfully. Buying a home requires putting your trust, needs, and finances in the hands of another. When you are looking to purchase real estate in Guelph, Kitchener-Waterloo or Cambridge it pays to work with the local expert that has the experience, skills, and approach that will bring you the best results.

find the right realtor

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Partnering with a great real estate agent should be your top priority. A good agent will provide you with helpful information on homes and neighbourhoods that might not be easily accessible to the public, and negotiating on your behalf to get you the home of your dreams at the best possible price.  A good agent will be in your corner the whole way through. Best of all, in most cases, a buying agent does not cost you anything, as we're paid by the sellers. Its a no-brainer to get a great buying agent working for you; I know one, but I'm biased ;) 

mortgage pre-approval

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Before we start looking for a home, you need to know how much you can afford.  Getting your pre-approval for a mortgage is the first step in the buying process! Not only it will re-affirm what is your purchasing power is, but it might also strengthen your position when you’re ready to submit an offer. Sellers like the assurance that the offer is from a qualified buyer. 

 

If you are already working with a mortgage professional that is great. They will look at your current financial situation and pre-approve you for a mortgage. Be sure to get your pre-approval in writing. If you don’t have someone to help you with this process, I'm happy to introduce you to one of my preferred mortgage professionals. A mortgage pre-approval will typically be valid for 3-4 months. Some lenders will also hold the rate, so if the rate happens to go up during you're pre-approval period the lender will honour the original lower rate. 

create your wish list

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The next step is to determine all your wants and needs.  There are a lot of factors to consider such as the desired neighbourhood, school district, style of home,  bedrooms and bathrooms, parking and so much more. During our first meeting we will go over all of the above and more and a simple and clear manner. 

finding the right home

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We can’t wait to invite you to join Collaborate (Collab for short!), the latest and best online property search tool that gives you direct access to the same MLS system used by Realtors. With Collab, you can now search in real time (no more delayed property info) on any device. It’s user-friendly and instant; it looks a lot like your favourite social media tools where you can like, comment, save and share listings. It also allows you to easily communicate with your North Group Agent by making comments on a listing or requesting showings. This tool is exclusive, you must be invited by a Realtor.

previewing properties

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We know how busy life can get and that your time is valuable! We’ll help streamline the best 5 to 8 properties to preview and ensure they meet your criteria and price range so you aren’t wasting your time. We’ll help you keep track of which homes you view and then discuss honest feedback on each.

making an offer

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Once you find a home you are in love with its time to put in an offer. We will review comparable properties currently for sale, previous sales in the area, the current real estate market, and the property’s condition, in order to come up a strategy for our offer. Because an offer is made up of price, deposit amount, conditions, clauses and closing dates it has a lot of moving parts that can play to a buyer advantage. Its not only the final price, and it will be my job to figure out which advantage we can use to get you into your dream home. 

 

closing on your new home

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My goal is to make the process of buying a home as easy and stress-free as possible. This means I will be in touch with you regularly throughout the negation process until the offer is accepted. If you don’t have a lawyer already, I'll we connect you with one to complete all paperwork needed for closing, as well as calculate all the closing costs.

closing costs

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It is important that you are aware of the closing costs. Between lawyer coasts, land transfer tax, home inspectors the costs can add to 1.5% to 2% of the purchase price. We will go over all the costs in detail during our buyer consultation so that you can plan accordingly. 

PRIVACY POLICY  |  COPYRIGHT 2019

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The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.